{"id":35746,"date":"2019-12-16T09:09:06","date_gmt":"2019-12-16T09:09:06","guid":{"rendered":"https:\/\/ismartnetwork.co.uk\/?p=35746"},"modified":"2019-12-16T09:09:06","modified_gmt":"2019-12-16T09:09:06","slug":"fbi-secretly-demands-a-ton-of-consumer-data-from-credit-agencies-now-lawmakers-want-answers","status":"publish","type":"post","link":"https:\/\/ismartnetwork.co.uk\/?p=35746","title":{"rendered":"FBI secretly demands a ton of consumer data from credit agencies. Now lawmakers want answers"},"content":{"rendered":"<p id=\"speakable-summary\">Recently liberated <a href=\"https:\/\/www.documentcloud.org\/search\/projectid:45842-Termination-Letters\">documents<\/a> exposed the FBI has for years <a href=\"https:\/\/www.nytimes.com\/2019\/09\/20\/us\/data-privacy-fbi.html\">secretly challenged<\/a> vast amounts of Americans&#8217; customer and financial information from the largest U.S. credit agencies.<\/p>\n<p>The FBI regularly uses these legal powers &#8212; known as national protection letters &#8212; to compel credit giants to turn over non-content information, such as records of buys and sites, that the agency deems necessary in national security investigations. But these notes have no judicial oversight and are typically filed with a gag order, preventing the recipient from disclosing the demand to anyone else &#8212; including the target of the letter.<\/p>\n<p>Only a few tech corporations, including <a href=\"https:\/\/techcrunch.com\/2018\/11\/15\/facebook-releases-national-security-letters-for-customer-data\/\">Facebook<\/a>, <a href=\"https:\/\/techcrunch.com\/2016\/12\/13\/google-national-security-letters\/\">Google<\/a>, and <a href=\"https:\/\/techcrunch.com\/2017\/04\/13\/microsoft-publishes-first-national-security-letter-in-transparency-report\/\">Microsoft<\/a>, have disclosed that they have ever received one or more national protection letters. Since <a href=\"https:\/\/techcrunch.com\/2016\/06\/01\/usa-freedom-act-allows-yahoo-to-disclose-3-national-security-letters\/\">the law changed<\/a> in 2015   in the aftermath of the Edward Snowden disclosures that revealed the scope of the U.S. government&#8217;s surveillance runnings, recipients have been allowed to petition the FBI to be cut loose from the gag provisions and <a href=\"https:\/\/techcrunch.com\/2016\/06\/01\/usa-freedom-act-allows-yahoo-to-disclose-3-national-security-letters\/\">publish the notes<\/a> with redactions.<\/p>\n<p>Tech companies have used&#8221; transparency reports&#8221; to inform their consumers of government demands for their data. But other major data collectors, like credit organizations, have failed to publish their figures altogether.<\/p>\n<p>Three lawmakers &#8212; Democratic senators Ron Wyden and Elizabeth Warren, and Republican senator Rand Paul &#8212; have transmitted letters to Equifax, Experian, and TransUnion, showing their &#8220;alarm&#8221; as to why the credit monsters have failed to disclose the number of government demands for consumer data they receive.<\/p>\n<p>&#8221; Because your corporation holds so much potentially sensitive data on so many Americans and accumulates this information without find consent from these people, you have a responsibility to be transparent about how you treat that data ,&#8221; the <a href=\"https:\/\/www.wyden.senate.gov\/news\/press-releases\/wyden-warren-and-paul-ask-credit-reporting-agencies-for-transparency-about-their-handling-of-fbi-requests-for-consumer-financial-data-\/?=fbi-transparency-reports\">letters said<\/a>.&#8221; Regrettably, your company has not provided information to policymakers or the public about the type or the number of disclosures that you have made to the FBI .&#8221; <\/p>\n<p>Spokespeople for Equifax, Experian, and TransUnion did not respond to a request for comment outside business hours.<\/p>\n<p>It&#8217;s not known how many national protection notes were issued to the credit agencies since the legal powers were signed into statute in 2001. The New York Times <a href=\"https:\/\/www.nytimes.com\/2019\/09\/20\/us\/data-privacy-fbi.html\">said<\/a> &#8220;the member states  national&#8221; security letters to credit agencies were a&#8221; small but telling fraction&#8221; of the overall half-million FBI-issued requires made to date.<\/p>\n<p>Other banks and financing institutions, as well as universities, cell service and internet providers, were targets of national protection notes, such documents revealed.<\/p>\n<p>The senators have given the agencies until December 27 to disclose the number of necessitates each has received.<\/p>\n<p><a href=\"https:\/\/techcrunch.com\/2019\/12\/11\/smart-home-tech-user-data-government\/\">Many smart home device makers still won&#8217;t say if they give your data to the government<\/a><\/p>\n<p> <iframe loading=\"lazy\" title=\"\"Many smart home device makers still won't say if they give your data to the government\" -- TechCrunch\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" src=\"https:\/\/techcrunch.com\/2019\/12\/11\/smart-home-tech-user-data-government\/embed\/#?secret=aJr5AxjAMR\" data-secret=\"aJr5AxjAMR\" width=\"800\" height=\"450\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"> <\/iframe><\/p>\n<p> <a href=\"http:\/\/feeds.feedburner.com\/~ff\/Techcrunch?a=e18F9cSLgPY:sRCGeQXgLfk:2mJPEYqXBVI\"><img decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~ff\/Techcrunch?d=2mJPEYqXBVI\" border=\"0\"> <\/img><\/a> <a href=\"http:\/\/feeds.feedburner.com\/~ff\/Techcrunch?a=e18F9cSLgPY:sRCGeQXgLfk:7Q72WNTAKBA\"><img decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~ff\/Techcrunch?d=7Q72WNTAKBA\" border=\"0\"> <\/img><\/a> <a href=\"http:\/\/feeds.feedburner.com\/~ff\/Techcrunch?a=e18F9cSLgPY:sRCGeQXgLfk:yIl2AUoC8zA\"><img decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~ff\/Techcrunch?d=yIl2AUoC8zA\" border=\"0\"> <\/img><\/a> <a href=\"http:\/\/feeds.feedburner.com\/~ff\/Techcrunch?a=e18F9cSLgPY:sRCGeQXgLfk:-BTjWOF_DHI\"><img decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~ff\/Techcrunch?i=e18F9cSLgPY:sRCGeQXgLfk:-BTjWOF_DHI\" border=\"0\"> <\/img><\/a> <a href=\"http:\/\/feeds.feedburner.com\/~ff\/Techcrunch?a=e18F9cSLgPY:sRCGeQXgLfk:D7DqB2pKExk\"><img decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~ff\/Techcrunch?i=e18F9cSLgPY:sRCGeQXgLfk:D7DqB2pKExk\" border=\"0\"> <\/img><\/a> <a href=\"http:\/\/feeds.feedburner.com\/~ff\/Techcrunch?a=e18F9cSLgPY:sRCGeQXgLfk:qj6IDK7rITs\"><img decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~ff\/Techcrunch?d=qj6IDK7rITs\" border=\"0\"> <\/img><\/a> <img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/feeds.feedburner.com\/~r\/Techcrunch\/~4\/e18F9cSLgPY\" height=\"1\" width=\"1\" alt=\"\"\/><\/p>\n<div style=\"clear:both;\"><\/div>\n<p>Read more: <a href=\"http:\/\/feedproxy.google.com\/~r\/Techcrunch\/~3\/e18F9cSLgPY\/\">feedproxy.google.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Recently liberated documents exposed the FBI has for years secretly challenged vast amounts of Americans&#8217; customer and financial information from the largest U.S. credit agencies. The FBI regularly uses these legal powers &#8212; known as national protection letters &#8212; to compel credit giants to turn over non-content information, such as records of buys and sites, &hellip;<\/p>\n","protected":false},"author":1,"featured_media":35747,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[19716,18350,20426,20427,5643,166,620,2857,1435,20428,5047,4075],"class_list":["post-35746","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-uncategorized","tag-2020-election","tag-credit","tag-credit-scoring","tag-equifax","tag-finance","tag-google","tag-government","tag-privacy","tag-security","tag-transunion","tag-u-s-government","tag-united-states"],"jetpack_featured_media_url":"https:\/\/ismartnetwork.co.uk\/wp-content\/uploads\/2019\/12\/nsl-letter1576487347.jpg","_links":{"self":[{"href":"https:\/\/ismartnetwork.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/35746","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ismartnetwork.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ismartnetwork.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ismartnetwork.co.uk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ismartnetwork.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=35746"}],"version-history":[{"count":0,"href":"https:\/\/ismartnetwork.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/35746\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ismartnetwork.co.uk\/index.php?rest_route=\/wp\/v2\/media\/35747"}],"wp:attachment":[{"href":"https:\/\/ismartnetwork.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=35746"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ismartnetwork.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=35746"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ismartnetwork.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=35746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}